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Personal Savings
No matter what you want to save for - a vacation, college, or a rainy day - Ephrata National Bank has a variety of FDIC-insured savings plans to meet your short-term and long-term goals.
Stop by any ENB branch for more information and to open an account today!
| Product |
Minimum to Open |
Who Should Use It? |
| Statement Savings |
$100 |
If you would like to earn a competitive rate of interest and keep your money accessible for your needs. |
MySavings101
(age restrictions apply) |
$25 |
Children interested in saving their money while earning a competitive rate of interest. |
| MySavings102 |
$25 |
Young adults interested in saving their money while earning a competitive rate of interest. |
| Certificate of Deposit |
$500 - $2,500; depending on term |
If you would like to earn a guaranteed interest rate for a set term, and do not need to immediately access your money. |
Fixed-Rate IRA CDs
Terms from 6 months to 5 years |
$500 |
If you would like a retirement savings vehicle with a guaranteed interest rate for a set term.
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Flex IRA CD
18 month term |
$10 |
If you would like a flexible retirement savings vehicle with the following benefits: • Unlimited deposits during the CD term • The ability to transfer money, penalty-free*, to a fixed-rate IRA CD of your choice when your account reaches $500 •
Periodic penalty-free* withdrawals
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| Christmas Club |
$1 |
If you would like to save for the holidays and earn a competitive interest rate. Club is paid out in mid-October, just in time for holiday shopping. |
| Vacation Club |
$1 |
If you would like to save for summer or spring vacations and earn a competitive interest rate. Club is paid out in mid-May. |
Stop by any ENB branch for more information and to open an account today!
* No bank penalty will be assessed as long as the withdrawal or transfer does not occur within 7 business days of a prior withdrawal or account transfer. Applicable IRS penalties will still apply.
Ephrata National Bank, Member FDIC
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