Careers

Our customers “Feel the Difference” at Ephrata National Bank because our employees genuinely care about each customer’s specific financial needs. We are looking for individuals who can contribute to this longstanding commitment to quality customer service. Whether you’re looking for a career or a part-time job, we encourage you to explore the possibilities at ENB. If a position fitting your skills is not currently available, you are still welcome to forward a resume or submit an employment application for consideration as new ENB jobs come available.

OPEN POSITIONS

Position Name

Additional Position Details

Commercial Relationship Manager- CRE In this newly developed position at ENB, will be responsible for business generation, underwriting, and servicing a new portfolio of commercial real estate and construction loans relationships; typical loan size of $2-5MM with capability of managing a $40MM plus portfolio.

Responsibilities include: generating new business development; interviewing larger CRE loan applicants; structuring and analyzing new loan requests and completing approval documents; analyzing financial information, credit information, and related data; negotiating credit terms; making recommendations to Loan Committee and Board of Directors; preparing loan write-up requests, commitment letters and correspondence; managing and monitoring construction loans; monitoring repayment activity; managing delinquent credits; performing CRE industry analysis and tracking industry trends; supporting senior lender in development of underwriting policies and procedures and new lending products; actively participating in community activities and organizations.

Requirements: Bachelor’s degree in Business Administration, Finance, or related field; demonstrated 5-10 years of experience, with lending or various types of income producing real estate to include construction loan expertise and with a focus on developing loans in Lancaster County; proven ability with developing business relationships, underwriting, and managing a portfolio; must be able to build out underwriting policies and procedures as well as develop product enhancements; comprehensive knowledge of all aspects of commercial, real estate and construction lending; comprehensive knowledge and compliance of ENB credit policies and all applicable federal, state, and bank regulations; high Proficiency in Microsoft Outlook, Word, Excel and credit analysis tools utilized for credit underwriting; excellent communication, presentation, and sales skills are critical; excellent working relationship and collaboration skills with support areas of the bank; valid Driver’s License.
Develops and services existing and new Agricultural Loan relationships. Analyzes financial information, credit information and related data. Negotiates credit terms. Makes recommendations to the Loan Pricing Committee and Board of Directors. Prepares loan request write-ups, commitment letters, correspondence. Monitors repayment activity; manages delinquent credits. Performs Ag-Industry analysis.

BS degree in BA., Ag Economics, Finance or related field; 3 or more years of Ag lending experience. Strong financial analytical and underwriting skills. Highly skilled proficiency in analyzing financial statements essential. Must be a skilled relationship builder with well- developed credit skills. Excellent communication, presentation, and sales skills critical.

Commercial Relationship Manager Will be responsible for managing and servicing a portfolio of commercial loans and generating new loan relationships; typical loan size $500M to $2.5MM and portfolio size of $30MM.

Responsibilities include: generating new business development; interviewing commercial loan applicants; structuring and analyzing new loan requests and completing approval documents; analyzing financial information, credit information, and related data; negotiating credit terms; making recommendations to Loan Committee and Board of Directors; preparing loan write-up requests, commitment letters and correspondence; managing and monitoring commercial loans; monitoring repayment activity; managing delinquent credits; actively participating in community activities and organizations.

Requirements: Bachelor’s degree in Business Administration, Finance, or related field; demonstrated 5 years of experience, in business lending with a commercial or community bank; proven ability with developing business relationships, underwriting, and managing a portfolio; comprehensive knowledge of all aspects of commercial, real estate and construction lending; comprehensive knowledge and compliance of ENB credit policies and all applicable federal, state, and bank regulations; high proficiency in Microsoft Outlook, Word, Excel and credit analysis tools utilized for credit underwriting; excellent communication, presentation, and sales skills are critical; excellent working relationship and collaboration skills with support areas of the bank; valid Driver’s License.

Agricultural Lender Develops and services existing and new Agricultural Loan relationships. Analyzes financial information, credit information and related data. Negotiates credit terms. Makes recommendations to the Loan Pricing Committee and Board of Directors. Prepares loan request write-ups, commitment letters, correspondence. Monitors repayment activity; manages delinquent credits. Performs Ag-Industry analysis.

BS degree in BA., Ag Economics, Finance or related field; 3 or more years of Ag lending experience. Strong financial analytical and underwriting skills. Highly skilled proficiency in analyzing financial statements essential. Must be a skilled relationship builder with well- developed credit skills. Excellent communication, presentation, and sales skills critical.

PT Teller- Cloister Office 23 hours Accurately and efficiently process a variety of transactions and balance cash drawer daily; provide excellent customer service to our customers; proactively identify opportunities and makes referrals to deepen relationships with customers; adhere to and comply with all bank policies, procedures, and regulations.

Computer, math and telephone experience required. Excellent communication skills, relationship building skills, accuracy and attention to detail are essential. A high school diploma or equivalent is required.

Full-Time positions (30 or greater hours per week): All employment benefits listed

  • Life Insurance
  • Dependent Life Insurance
  • Health Insurance
  • Vision Care Insurance
  • Short-term and Long-term Disability
  • Dental Insurance
  • 401(k)
  • Pension
  • Vacation Time
  • Sick Time
  • Personal Time
  • Corporate Performance Bonus
  • Educational Reimbursement
  • And More

Part-Time positions (20 to 29 hours per week): * Employment benefits only

  • Life Insurance
  • Dependent Life Insurance
  • Short-term and Long-term Disability
  • 401(k)
  • Pension
  • Vacation Time
  • Sick Time
  • Personal Time
  • Corporate Performance Bonus
  • And More

To apply for a position:

Please email completed application and resume to:

employment@epnb.com

Or submit a completed application and resume to:

Human Resources
PO Box 457
Ephrata, PA 17522-0457

Ephrata National Bank supports a diverse workforce and is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law.