Smart Banking

October 10, 2018

Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. Ephrata National Bank recommends following these tips to keep your small business safe.

August 31, 2018

How soon is too soon to talk to your kids or grandkids about money? If they are old enough to ask for a toy or a bike, they are old enough to start learning financial lessons that will last a lifetime.

April 09, 2018

As Americans kick off the spring season by cleaning, sorting and tidying up around the house, Ephrata National Bank is encouraging consumers to add financial organization to their spring cleaning to-do list. To help, Ephrata National Bank has highlighted six tips for organizing your financial house. 

June 27, 2016

Since debit card usage has surpassed credit card usage, don’t you think it would be a good idea to know how to use it to your to your advantage? Debit cards are super convenient making it easy to use them for various purchases such as groceries, gas, etc., or to withdrawal money from your bank…

June 21, 2016

It’s your bank account and you should receive a bank statement of what’s in it at no charge, right? After all many folks prefer paper statements because it’s how they bank, and keep track of their finances. Because of printing, postage costs, and fulfillment, many banks are now charging fees for paper statements to recoup…

June 15, 2016

We think you’ll be surprised by the answer to this question, once you take a closer look. Sure, we’ve all learned creative ways to save money, but a lot of times we overlook the most simplest of methods, one of which is who we bank with! Yes, where you decide to bank can make a…

June 07, 2016

There’s a lot more criteria for choosing a bank than most people realize. To make a good choice, it’s important to take a look at your own behaviors, patterns, and your money management style. Here are a few things to keep in mind… Location, location, location – We know in the real estate world this…