Agricultural Banking

Helping our customers maximize profitability and accumulate wealth.

ENB’s Agricultural Relationship Managers understand the business side of farming. We’ll analyze your situation and identify opportunities to strengthen daily operations so you build equity and wealth. Then we’ll talk about lending to take advantage of opportunities and grow.

We’ll help you decide if borrowing is what’s best for your farm or agribusiness … or family.

Sure, we can extend credit to help you run and grow your business. But let us first help by evaluating your financial position and studying your operation. We’ll then create a plan for strengthening it while determining if it makes sense to borrow now, later or not at all. We want to help you make decisions so you can build equity and retire comfortably while passing the business to your family with little or no debt.

Video Series 1: Understanding the Finances of an Ag Business

When you live where you work and work where you live, managing your finances gets complicated. When Jonathan Keller, a second-generation farmer at Penn Valley Farms in Lititz, PA, became more involved in the business he realized a gap in his understanding of his expenses and income. By partnering with ENB, Jonathan now understands the value of financial reporting and how those reports can lead to profitability. Learn more by watching Jonathan’s story.

Ephrata National Bank has been serving the heart & soul of our agricultural industry since opening our doors in 1881. And while we’ve grown and added many financial products and services, we haven’t strayed from our unrelenting commitment to keep banking simple for our customers and help farmers and agribusinesses thrive.

For more valuable information regarding ag banking, click here.

Let’s start with a conversation.

To learn more about how ENB can help your farm or agribusiness, call Bill Kitsch, head of our ENB Agricultural Banking team, at (717) 738-5473. You can also e-mail us by completing this form:

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