CD & IRA Rates

Certificate of Deposit Specials

Available TermsRequirements & RangesInterest RateAPY*
15 Month CD & IRA$500 min. to open1.64%1.65%
$100,000 and up1.74%1.75%
59 Month CD & IRA$500 min. to open2.33%2.35%
$100,000 and up2.43%2.45%

Certificate of Deposit Rates

Available TermsRequirements & RangesInterest RateAPY*
Short Term CD (15-90 Days)$2,500 min. to open0.10%0.10%
$100,000 and up0.15%0.15%
3 month CD$500 min. to open0.10%0.10%
$100,000 and up0.15%0.15%
4-6 Month CD$500 min. to open0.15%0.15%
$100,000 and up0.20%0.20%
7-11 Month CD$500 min. to open0.20%0.20%
$100,000 and up0.25%0.25%
6-11 Month IRA$500 min. to open0.15%0.15%
$100,000 and up0.20%0.20%
12-17 Month CD & IRA$500 min. to open0.25%0.25%
$100,000 and up0.30%0.30%
18-23 Month CD & IRA$500 min. to open0.30%0.30%
$100,000 and up0.40%0.40%
24-29 Month CD & IRA$500 min. to open0.40%0.40%
$100,000 and up0.50%0.50%
30-35 Month CD & IRA$500 min. to open0.65%0.65%
$100,000 and up0.75%0.75%
36-47 Month CD & IRA$500 min. to open0.75%0.75%
$100,000 and up0.85%0.85%
48-59 Month CD & IRA$500 min. to open1.00%1.00%
$100,000 and up1.10%1.10%
60 Month CD & IRA$500 min. to open1.44%1.45%
$100,000 and up1.54%1.55%
Flex IRA CD** (18 month term)$10 min. to open0.15%0.15%

*Annual Percentage Yield.  APY assumes interest remains on deposit until maturity.  Fees may reduce earnings.  Rates are effective as of October 25, 2018 and are subject to change without notice.  Penalties assessed on early withdrawals.**Unlimited deposits are permitted during the CD term.  One penalty-free withdrawal is permitted every 30 days (certain restrictions apply).  Bank penalties will be assessed if the account transfer or withdrawal occurs within seven (7) business days of a prior account transfer or withdrawal.  Applicable IRS penalties will still apply.  When the account reaches $500, a penalty-free transfer to a fixed-rate IRA CD is permitted.