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Category: Money Management

October 25, 2017

Knowing when your Retirement Benefits are Protected

How Company Retirement Plans Protect Your Savings Generally, your retirement benefits are protected in such a way that no one other than you will be allowed an interest in your benefit. There are certain exceptions to this rule, such as a divorce settlement where a qualified domestic relations order is in effect.

October 11, 2017

Things to do if you’re Six Months from Retirement

Retirement is knocking at your door. It is countdown time. You know that the choices you make today will ultimately affect your lifestyle in the future. Now is the time to do some careful double-checking of all your plans and preparations.

October 04, 2017

Calculating Your Personal Retirement Assets

For those approaching retirement, outliving their savings is one of their biggest concerns. The good news is that you don’t have to cross your fingers and hope for the best. There are several proactive steps you can take to ensure your retirement savings will last. Here we discuss three things you can do to help you keep your retirement savings intact.

September 20, 2017

Are You Two Years from Retirement?

At this time, you should move into high gear in making your retirement preparations—both financial and lifestyle. Determine if you'll be eligible for retiree medical and life insurance benefits. If you are planning to retire early, determine what your insurance plans, and Medicare, will and will not cover. You may have to bridge the retirement insurance gap by purchasing additional coverage.

September 13, 2017

Big Picture Preview for Retirement

Here are the key considerations for developing your retirement planning strategy: 1. Financial Foundation. Do you have an adequate emergency fund? Will your insurance coverage be enough so you don't have to depend on your retirement funds in case of death, serious illness, or unexpected disaster?

June 28, 2017

Five or More Years from Retirement

You’ve been diligently building your retirement nest egg and you feel like your plan to retire in five more years is right on track.  Nothing left to do but stay the course.  Right?  Not so fast.  There are still several items to consider at this stage of your financial life cycle. To help eliminate the guess work, we’ve provided a list of items that you should begin to address to help further prepare you for retirement.

June 21, 2017

Basic Retirement Guidelines

Here are six basic guidelines to keep in mind when developing your personal retirement strategy. Guideline #1: Pay Yourself First. Establish a dollar amount you can save comfortably every month. Always remember, you are entitled to keep a portion of what you earn.

June 07, 2017

Big Picture Preview

Here are the key considerations for developing your retirement planning strategy: Retirement Benefits. Will your company still provide you (and your family) with health benefits when you retire? Or will you have to supplement your medical insurance needs when you're over 65? Could inadequate medical coverage wipe out your life savings in the event of health problems?

May 31, 2017

The Case for Pre-Tax Savings

In this article, we provide examples showing the benefits of how pre-tax savings and how it can cost you less.

May 09, 2017

Myths of Retirement Planning

Many people make mistakes in their retirement planning because they believe in one or more myths about retirement.

Contact us and we’ll answer your questions.