How soon is too soon to talk to your kids or grandkids about money? If they are old enough to ask for a toy or a bike, they are old enough to start learning financial lessons that will last a lifetime.
Category: Save Money
As Americans kick off the spring season by cleaning, sorting and tidying up around the house, Ephrata National Bank is encouraging consumers to add financial organization to their spring cleaning to-do list. To help, Ephrata National Bank has highlighted six tips for organizing your financial house.
There are things you can do to save more for your retirement. Consider four basic strategies: Rearrange Your Priorities Pay yourself first. You may feel that you're not doing the right thing or it may be selfish to put yourself before saving for your children's college education, among other things. However, it is critical that you save for retirement first. Take advantage of all company retirement plans and other tax-free or tax-deferred retirement accounts.
Wouldn’t it be great to have an unlimited budget for home improvement projects? In reality, most homeowners are working on a small home improvement budget. Here are five home improvement projects that can help either save you money or can increase the value of your home.
It’s your bank account and you should receive a bank statement of what’s in it at no charge, right? After all many folks prefer paper statements because it’s how they bank, and keep track of their finances. Because of printing, postage costs, and fulfillment, many banks are now charging fees for paper statements to recoup the costs of providing them to their customers.
We think you’ll be surprised by the answer to this question, once you take a closer look. Sure, we’ve all learned creative ways to save money, but a lot of times we overlook the most simplest of methods, one of which is who we bank with!
Not all home improvements have to break the bank, and often small changes have a noticeable impact on your home’s value. Here are a few ideas for low cost improvements to your home.
When it comes to consumer complaints about banks, hidden fees are often at the top of the list. Ironically, banks actually can’t hide their checking account fees as they are required by law to disclose them to customers at account opening. Banks must also give customers advance notice anytime they change a fee.
According to CNN Money, many banks are making millions each year off of bank fees. Many of these fees are unnecessary, meaning they could be easily avoided with a little knowledge and planning. Here we provide examples of the most common unnecessary bank fees along with tips for avoiding them.
With so many options available, finding a checking account that works for you can be confusing. Whether it’s your first time or your fifth time opening a new account, it’s now more important than ever to perform your due diligence before making a decision. Doing so will help you avoid unexpected fees and find a banking partner that provides the convenience you require.