Retirement Plan Consulting

Employee retirement plans, as part of your benefits package, are becoming increasingly important as the future of Social Security is becoming less certain. Equally important is finding the right partner to manage and communicate effectively with your employees about your plan.

The clients of ENB’s Money Management Group (MMG) benefit from experienced retirement plan managers, a large array of retirement plan services and product options and the type of customer service that comes from a community-based organization.

Experience

With MMG, you’ll partner with a team possessing over 25 years of retirement plan services experience. Our professionals have managed single employer retirement accounts with assets of up to $30 million. We currently manage profit-sharing plans and pensions and provide full-service administration for 401(k) and 403(b) plans.

We offer full-service retirement plan consulting and reporting capabilities. Once your plan is set up with MMG, it will be completely turnkey. All employee communications and regulatory notices will be handled by our staff to save you time and ensure that your plan remains compliant with ever-changing government regulations.

We also conduct regular analysis of your account to ensure that you have continued long-term performance and, when applicable, offer suggestions to improve performance.

Flexible Options

Our professionals are portfolio managers, not salespeople. We work with a variety of retirement plan services, products and providers. Our focus is on meeting your needs – whether you are looking to transfer an existing portfolio and keep the same product mix or adjust your benefit offerings. For example, we have helped our clients amend their current plans to include a Roth provision. We’ve also helped growing small businesses merge their SIMPLE IRA program into a 401(k) or 403(b) plan.

Customer Service

Because we are a division of Ephrata National Bank, our focus is on making sure you “feel the difference” when you work with us. As a member of your community, we realize that we’re held to a higher standard than other companies. Our accountability to you isn’t just in the office – it’s at the grocery store, the post office. . .anywhere you may see us!

As part of your retirement plan package, you will receive:

  • A personal point of contact at MMG (your plan manager) with the authority to act immediately on any plan changes you may have;
  • A dedicated internet site for your plan so you and your employees can access their information; and
  • Retirement Plan Guidance for your employees

To learn what our retirement plan consulting can do for your business, contact us at (717) 733-6576 or (877) 773-6605 or complete this form:


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Investment Disclosure

Investments are not FDIC insured, are not deposits or other obligations of the bank or guaranteed by the bank, involve risks, including possible loss of principal amount invested.

Fees for Ephrata National Bank’s Money Management Group services are based on the degree of responsibility assumed by the department, the market value of the assets assigned to the account and the amount of income earned. In most cases, fees may be deductible for income or estate tax purposes.