Earning guaranteed interest is an important part of any investment portfolio. Certificates of Deposit (CDs) can be a smart choice because they offer higher interest earnings and a low-risk savings strategy while typically returning higher rates of interest than savings or money market deposit accounts.
At ENB, you can choose from a variety of competitive, high-yield CDs to help you reach your financial goals. Our CDs come in flexible terms ranging from 15 days to 5 years.
Many ENB CDs can also be designated as IRAs (Individual Retirement Account). IRAs let you make tax-deferred investments for added financial security when you retire. Consult with your tax advisor for details on the various tax benefits of IRAs.
Certificate of Deposit Rates
Available Terms
Requirements & Ranges
Interest Rate
APY*
Available Terms: Short Term CD (15-90 Days)
Requirements & Ranges: $2,500 min. to open
Interest Rate: 0.05%
APY*: 0.05%
Available Terms: Short Term CD (15-90 Days)
Requirements & Ranges: $100,000 and up
Interest Rate: 0.10%
APY*: 0.10%
Available Terms: 3 month CD
Requirements & Ranges: $500 min. to open
Interest Rate: 0.50%
APY*: 0.50%
Available Terms: 3 month CD
Requirements & Ranges: $100,000 and up
Interest Rate: 0.60%
APY*: 0.60%
Available Terms: 4-6 Month CD
Requirements & Ranges: $500 min. to open
Interest Rate: 0.85%
APY*: 0.85%
Available Terms: 4-6 Month CD
Requirements & Ranges: $100,000 and up
Interest Rate: 0.95%
APY*: 0.95%
Available Terms: 7-11 Month CD
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 7-11 Month CD
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: 6-11 Month IRA
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 6-11 Month IRA
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: 9 Month CD & IRA
Requirements & Ranges: $5,000 min. to open
Interest Rate: 5.00%
APY*: 5.09%
Available Terms: 12-17 Month CD & IRA
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 12-17 Month CD & IRA
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: 13 Month CD or IRA
Requirements & Ranges: $5,000 min. to open
Interest Rate: 4.00%
APY*: 4.05%
Available Terms: 18-23 Month CD & IRA
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 18-23 Month CD & IRA
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: 24-29 Month CD & IRA
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 24-29 Month CD & IRA
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: 30-35 Month CD & IRA
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 30-35 Month CD & IRA
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: 36-47 Month CD & IRA
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 36-47 Month CD & IRA
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: 48-59 Month CD & IRA
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 48-59 Month CD & IRA
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: 60 Month CD & IRA
Requirements & Ranges: $500 min. to open
Interest Rate: 1.25%
APY*: 1.26%
Available Terms: 60 Month CD & IRA
Requirements & Ranges: $100,000 and up
Interest Rate: 1.35%
APY*: 1.36%
Available Terms: Flex IRA CD** (18 month term)
Requirements & Ranges: $10 min. to open
Interest Rate: 0.05%
APY*: 0.05%