Credit Cards Designed for Your Business
Choose from a variety of credit cards tailored to meet your business needs. With an ENB credit card, get flexible spending options, tools to protect your card, and a local team ready to support you.
See How Your Credit Stacks Up
Wondering how long it could take to pay down your credit card balance? Use our payment calculator to get a quick estimate and see how different payment amounts can help you reach your goal sooner.
Business Loans
Business loans from ENB can help you invest in equipment, expand your space, or manage cash flow with confidence. You’ll work directly with local lenders who listen first and help tailor financing to your needs. With a local bank, decisions are made close to home by people who understand the challenges of running a business here.
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Business Credit Card FAQs
Think about your business spending patterns and goals. If you’re focused on earning rewards on regular business expenses, look for a card that offers cash back or points on the categories where you spend most – like office supplies, fuel, or advertising. If you’re working to establish or strengthen your business credit, a card with straightforward terms and manageable limits might be the best starting point. And if you’re carrying a balance, prioritize a card with a competitive interest rate over rewards features. Our ENB team is here to help you find the right fit – stop by any ENB Community Banking Office or give us a call to discuss which credit card aligns with your business needs and spending patterns.
Yes! Your ENB credit card is 100% protected from fraud and theft, meaning you’re never responsible for fraudulent transactions. Our customer service line is open 24/7 all year round to support you in the event of a fraudulent transaction or stolen card.
This depends on the type of credit card you apply for. Some credit cards, like the Smart Business Rewards Card, lock in rates for a certain amount of time, while others will have variable rates based on factors such as the applicant’s credit score and history.
Depending on which credit card you choose, you’ll earn reward points for purchases that can be used on travel, shopping, and even paying down your balance. Each card offers different reward points for purchases including travel, dining, gas, and office supply purchases.
APR (Annual Percentage Rate) is the yearly cost of borrowing on your credit card, shown as a percentage. Our credit cards have different APRs for purchases, balance transfers, and cash advances based upon the card you select. Interest begins accruing if your bill is not completely paid off by the end of the due date.
Financial Know-How Starts Here
From helping you manage your budget to saving for big moments, our team has you covered.
- *The introductory rate does not apply to cash advances. For the Max Cash Preferred card, the introductory rate also does not apply to purchases. Balance Transfer Information: Balance transfer transactions from other Elan Financial Services accounts are not permitted. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. If you take advantage of this offer, you may not be able to avoid interest on future purchases, even if your offer has a 0% APR. You can avoid interest on purchases if you pay your entire account balance, including any balances you create with this offer, in full by your due date each month.
- **Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
