Protection With Flexibility
By spreading your excess cash across multiple banks in smaller amounts, a Demand Deposit Marketplace keeps your funds fully FDIC-insured without sacrificing accessibility.
Keep Your Cash Moving Smoothly
Discover your perfect combination of time-saving digital tools and dependable personal guidance at Ephrata National Bank.
- Program Information Notice
- Terms and Conditions
- Login to DepositView
- DDM Sweep Receiving Institutions
DDM Sweep Receiving Institutions Opt Out Form– Email the form to CMOps@epnb.com or mail it to Cash Management Operations, Ephrata National Bank, PO Box 457, Ephrata, PA 17522.
Business Loans
Business loans from ENB can help you invest in equipment, expand your space, or manage cash flow with confidence. You’ll work directly with local lenders who listen first and help tailor financing to your needs. With a local bank, decisions are made close to home by people who understand the challenges of running a business here.
Learn More
Financial Know-How Starts Here
From managing cash flow to choosing the right accounts, explore insights and tips to help your business thrive.
Cash Sweep Program FAQs
A Cash Sweep is a cash management tool that automatically moves excess funds from your business account into a network of participating banks, spreading your money in amounts that qualify for FDIC insurance at each institution. This helps you maintain daily access to your cash while maximizing insurance protection beyond the standard FDIC limit.
Minimum deposit requirements vary by program and institution. The specific details for Ephrata National Bank’s Cash Sweep (if any minimums apply) are provided in the Program Information Notice and Customer Terms & Conditions you receive when you enroll.
By allocating funds across multiple banks within the Cash Sweep program, your deposits can be insured well above the standard $250,000 per bank limit, depending on how many participating institutions are available and your legal ownership category. Exact coverage limits may vary.
