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FDIC-Insured – Backed by the full faith and credit of the U.S. Government


Routing Number: 031308250

Experienced Homebuyer

What Happens When You Refinance Your Home Loan?

Ready to refinance your mortgage? Here’s what you need to know about the process.This could be the right time for you to refinance your home loan. You’ve had the same mortgage for several years now,...

Waiting for mortgage rates to come down before you buy?

Why this may not be the best long-term strategy We hear from many customers that they would love to buy or build a new home, but with mortgage rates at 20-year highs, it does not seem to make sense. A...

Understanding Home Appraisals

Before your lender will let you buy a new home, you’ll need to have it appraised. This is an often overlooked but important step in your homebuying journey.Buying a new home or refinancing? One part...

Is Refinancing a Smart Move for You?

Thinking about refinancing your mortgage? Consider these ideas to determine if now is the right time for you.When you refinance your mortgage, you can replace your current mortgage loan with a new o...

Using the Equity in your Current Home to Buy a New One

You’ve spent weeks, even months searching for your dream home.  You’ve viewed countless listings with your realtor and attended several open houses on your own.  Finally, your hard work has paid off. ...

The #1 Source of Additional Funds for Homeowners

Homeowners who need additional funds to pay for college, buy a second home, consolidate high-interest debt, or pay for a special event often find themselves unnecessarily stumped by the question “How ...

Cash-Out Refinancing, Quickly Explained

[video width="1920" height="1080" mp4="https://www.epnb.com/wp-content/uploads/2023/06/enb_explainer_cashoutrefinance_final-1080p.mp4" loop="true" autoplay="true"][/video] Cash-Out Refinancin...

Is a Home Inspection Necessary?

After months of looking, you finally found your dream home. It’s located in an area with a low crime rate, in one of the top school districts in the region, and to top it off - your move-in ready home...

Can Multigenerational Living Work for My Family?

Multi-generational living is defined as adults from multiple generations living in the same home. This form of living is on the rise in the U.S. after declining for years and a record 60.6 million Ame...