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Category: Smart Banking

October 20, 2025

Don’t Be Fooled by Fake AI Extensions

What Is the Fake AI Tools Scam? The fake AI tools scam involves cybercriminals creating bogus AI-based productivity apps or browser extensions that appear legitimate. These tools promise convenience, automation, or productivity boosts, but once they’re installed, they can access sensitive information, install malware, or hijack your system. Watch out for unsolicited download links, vague product descriptions, or apps not available…

October 20, 2025

How to Shield Your Business From AI-Generated Fraud

As AI becomes increasingly sophisticated, its application in fraudulent activities poses a significant challenge to businesses everywhere. To navigate this evolving landscape effectively, business owners must arm themselves with knowledge and adopt proactive measures to protect their financial assets and sensitive data. What You Need to Know: Understanding the Types of AI-Enabled Fraud AI-Generated Phishing Emails AI’s ability to analyze behavioral data has given…

October 02, 2025

Ready to Start a Retirement Plan? These Tax Breaks Make It Easier.

For small businesses, offering a retirement plan such as a 401(k) or SIMPLE IRA is much more than an employee perk. It’s a powerful way to attract and retain talented employees. Yet for many business owners, the cost of starting and maintaining a plan has been a barrier. The expenses involved –from administrative fees to employer contributions – can feel daunting…

September 19, 2025

Retirement Plan Recordkeeping / Fiduciary Responsibilities

Recordkeeping is the backbone of employee retirement plans. It ensures that contributions are tracked accurately, investments are properly managed, and employees can confidently monitor their progress toward retirement. But these days, industry consolidation is reshaping who performs this critical function. Providers are increasingly exiting this line of work and transferring recordkeeping to others. If your business sponsors a 401(k) or other…

November 19, 2024

Removing the Mystery Surrounding Dormant Bank Accounts

Having a bank account become dormant is not something that is planned.  Usually it takes customers by surprise and often what happens to a dormant bank account - ENBthey are not even clear how the account became dormant.  In extreme circumstances, they even forget they had the account.

November 19, 2024

The Benefits of Online Banking

Online banking provides access to your accounts anytime, anywhere.  As a result, many people take advantage of this service to perform routine transactions such as verifying account balances, transferring funds between accounts, viewing transactions and paying bills. However some benefits are lesser known or are not fully understood. We’re here to provide clarity for those who may still be on the fence about online banking.

November 13, 2024

Practical Steps to Get Out of Debt

Whether it’s job loss, medical expenses, or other scenarios, people go into debt for many reasons. Carrying debt can often feel like a weight, but with the right strategies, it’s a burden you can lift. If you’re struggling to get ahead of your finances due to excessive debt, these steps can help you get things back under control.

November 10, 2024

The Benefits of Mobile Banking

There’s little arguing that smart phones have been one of the most impactful inventions in human history.  Their purchase and use exceeds PCs and continues to accelerate. The impact of smart phones, as well as tablets, can be felt in just about every facet of daily life in terms of how we communicate, gather information, shop, access entertainment, and of course, how we bank.

September 29, 2024

Account Opening Bonus Offers – What the Fine Print Really Says

You’ve spotted an advertisement in a local publication or viewed or heard a commercial describing a bonus offer if you open a new checking account with a bank near you. But, you’re curious, ‘is it really free money, just for opening a new checking account?’

Contact us and we’ll answer your questions.