Category: Smart Banking

For small businesses, offering a retirement plan such as a 401(k) or SIMPLE IRA is much more than an employee perk. It’s a powerful way to attract and retain talented employees. Yet for many business owners, the cost of starting and maintaining a plan has been a barrier. The expenses involved –from administrative fees to employer contributions – can feel daunting…

Recordkeeping is the backbone of employee retirement plans. It ensures that contributions are tracked accurately, investments are properly managed, and employees can confidently monitor their progress toward retirement. But these days, industry consolidation is reshaping who performs this critical function. Providers are increasingly exiting this line of work and transferring recordkeeping to others. If your business sponsors a 401(k) or other…

Having a bank account become dormant is not something that is planned.  Usually it takes customers by surprise and often they are not even clear how the account became dormant.  In extreme circumstances, they even forget they had the account.

Online banking provides access to your accounts anytime, anywhere.  As a result, many people take advantage of this service to perform routine transactions such as verifying account balances, transferring funds between accounts, viewing transactions and paying bills. However some benefits are lesser known or are not fully understood. We’re here to provide clarity for those who may still be on the fence about online banking.

Whether it’s job loss, medical expenses, or other scenarios, people go into debt for many reasons. Carrying debt can often feel like a weight, but with the right strategies, it’s a burden you can lift. If you’re struggling to get ahead of your finances due to excessive debt, these steps can help you get things back under control.

There’s little arguing that smart phones have been one of the most impactful inventions in human history.  Their purchase and use exceeds PCs and continues to accelerate. The impact of smart phones, as well as tablets, can be felt in just about every facet of daily life in terms of how we communicate, gather information, shop, access entertainment, and of course, how we bank.

Did you know that depending on which ATM you use, you could end up accruing not just a surcharge, but also a service fee as well?

You’ve spotted an advertisement in a local publication or viewed or heard a commercial describing a bonus offer if you open a new checking account with a bank near you. But, you’re curious, ‘is it really free money, just for opening a new checking account?’

It’s hard not to be tempted by the offer of ‘free’ or ‘no fee’ checking. After all, who doesn’t like free? While some banking offers are as uncomplicated as they appear, many require a careful eye to understand what strings are attached.

We think you’ll be surprised by the answer to this question, once you take a closer look. Sure, we’ve all learned creative ways to save money, but a lot of times we overlook the most simplest of methods, one of which is who we bank with!