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Flex-to-Fixed Construction Loan

Want more options for your construction loan? The Flex-to-Fixed Loan is the perfect solution for those that want to maximize their options during and after the construction of their new home.

  • Available on both new construction as well as renovation loans
  • 12-month fixed rate construction term allows you to lock in today’s interest rate with no additional extended lock fees or rate adjustments
  • Single-close construction permanent loan with multiple rate and program options to choose from when your home is complete
  • Flexible draw schedules accommodate a variety of projects and Direct Disbursement options provides fast payment to contractors
  • No additional loan costs at the time of modification
  • Up to 95% financing of the acquisition cost*
  • Can be used in conjunction with our Fast Move Program

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Contact us and we’ll answer your questions.

*Loan to value is based on the lesser of the acquisition cost or appraised value. Flex to Fixed Program guidelines are subject to change without notice. Other variables such as credit score and loan to value may affect final rates, points and program availability. Mortgage insurance will be required for loan amounts exceeding 80% loan to value (LTV).