CD & IRA Rates

Certificate of Deposit Rates

Available Terms

Requirements & Ranges

Interest Rate

APY*

Available Terms: Short Term CD (15-90 Days)

Requirements & Ranges: $2,500 min. to open

Interest Rate: 0.05%

APY*: 0.05%

Available Terms: Short Term CD (15-90 Days)

Requirements & Ranges: $100,000 and up

Interest Rate: 0.10%

APY*: 0.10%

Available Terms: 3 month CD

Requirements & Ranges: $500 min. to open

Interest Rate: 0.45%

APY*: 0.45%

Available Terms: 3 month CD

Requirements & Ranges: $100,000 and up

Interest Rate: 0.55%

APY*: 0.55%

Available Terms: 4-6 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 0.80%

APY*: 0.80%

Available Terms: 4-6 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 0.90%

APY*: 0.90%

Available Terms: 7-11 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 1.20%

APY*: 1.21%

Available Terms: 7-11 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 1.30%

APY*: 1.31%

Available Terms: 9 Month No Penalty CD or IRA

Requirements & Ranges: $5,000 min. to open

Interest Rate: 3.84%

APY*: 3.90%

Available Terms: 12-17 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 1.20%

APY*: 1.21%

Available Terms: 12-17 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 1.30%

APY*: 1.31%

Available Terms: 13 Month CD or IRA

Requirements & Ranges: $5,000 min. to open

Interest Rate: 3.50%

APY*: 3.55%

Available Terms: 18-23 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 1.20%

APY*: 1.26%

Available Terms: 18-23 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 1.30%

APY*: 1.31%

Available Terms: 24-29 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 1.20%

APY*: 1.21%

Available Terms: 24-29 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 1.30%

APY*: 1.31%

Available Terms: 30-35 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 1.20%

APY*: 1.21%

Available Terms: 30-35 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 1.30%

APY*: 1.31%

Available Terms: 36-47 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 1.20%

APY*: 1.21%

Available Terms: 36-47 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 1.30%

APY*: 1.31%

Available Terms: 48-59 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 1.20%

APY*: 1.21%

Available Terms: 48-59 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 1.30%

APY*: 1.31%

Available Terms: 60 Month CD or IRA

Requirements & Ranges: $500 min. to open

Interest Rate: 1.20%

APY*: 1.21%

Available Terms: 60 Month CD or IRA

Requirements & Ranges: $100,000 and up

Interest Rate: 1.30%

APY*: 1.31%

Available Terms: Flex IRA CD** (18 month term)

Requirements & Ranges: $10 min. to open

Interest Rate: 0.05%

APY*: 0.05%

Contact us and we’ll answer your questions.

*Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Fees may reduce earnings. Rates are effective as of April 28, 2025 and are subject to change without notice. Penalties assessed on early withdrawals. **Unlimited deposits are permitted during the CD term. One penalty-free withdrawal is permitted every 30 days (certain restrictions apply). Bank penalties will be assessed if the account transfer or withdrawal occurs within seven (7) business days of a prior account transfer or withdrawal. Applicable IRS penalties will still apply. When the account reaches $500, a penalty-free transfer to a fixed-rate IRA CD is permitted.