CD & IRA Rates

*Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Fees may reduce earnings. Rates are effective as of November 3, 2020 and are subject to change without notice. Penalties assessed on early withdrawals.**Unlimited deposits are permitted during the CD term. One penalty-free withdrawal is permitted every 30 days (certain restrictions apply). Bank penalties will be assessed if the account transfer or withdrawal occurs within seven (7) business days of a prior account transfer or withdrawal. Applicable IRS penalties will still apply. When the account reaches $500, a penalty-free transfer to a fixed-rate IRA CD is permitted.