CATEGORIES
Archive
03/27/2026
What Closing Costs to Expect
You’re ready to buy a new home. You’ve agreed on a price, have a mortgage ready, and booked the movers. However, there is one final expense you’ll need to deal with before you can sign your paperwork, collect your keys, and move in. It’s called closing costs. Understanding what closing costs are and how much you’ll need to pay for them will help you budget for your new home.
Read More02/25/2026
What Is PMI?
Private mortgage insurance (PMI) is an often-overlooked cost that homeowners may need to pay when buying their new home. Understanding PMI can help you to avoid paying it or saving money in the long term.
Read More02/12/2026
Debt Consolidation, Quickly Explained
Let’s look at what debt consolidation is and how it can help you get out of debt faster.
Read More02/10/2026
Ephrata National Bank announces the promotion of VP, Regional Community Banking Officer
Read More12/08/2025
Understanding Credit Scores and Reports
Understanding credit scores and credit reports is crucial for anyone looking to achieve financial success.
Read More12/03/2025
Get the Facts About Adjustable-Rate Mortgages
You’ll want to weigh your options carefully and choose the type of mortgage that makes the most sense for your individual situation.
Read More11/25/2025
Ephrata National Bank announces the addition of three Community Banking Officers
Read More11/04/2025
Hidden Money in Your House – Understanding, Building, and Accessing Home Equity
If you own a home, building home equity — the value of your home minus what you owe on your mortgage — is an important long-term strategy for building wealth. That’s because home equity is a resource you can borrow against to pay off debt or make investments that help your money grow. With this in mind, you may be wondering how much equity you have in your home, how you can access it, and how you can use it to build your financial future.
Read More
