Two student loan recipients from Ephrata National Bank stand with their son at graduation

Student Loans

iHELP Private Student Loans
Help Finance College with a Private Student Loan
There are many ways for students and their families to pay for college. After taking advantage of possible federal loans, grants, scholarships and any personal contributions, there may still be a gap to cover.

We work with the iHELP® Student Loan program to provide you a great option to cover that gap. iHELP is our private student loan partner of choice because we share similar values and we’re confident you’ll have a fantastic experience with them.

With an iHELP private student loan you get:

  • Competitive interest rates
  • No origination or repayment fees
  • Flexible repayment options
  • An easy online application
  • Responsive customer service

While not required, cosigners generally help a student qualify for a loan and possibly a lower interest rate. Get started with the easy online private student loan application.

iHELP Student Loan Consolidation

Simply Life with Student Loan Consolidation

If you’re like most college graduates, you have taken on a variety of federal and private student loans to cover the cost of college. The challenge is that each of those student loans come with unique terms and repayment schedules. Simplify your life by consolidating your college student loans into a single payment; doing so may also allow you to reduce your monthly payment.

We work with the iHELP® Student Loan program to provide you an opportunity to consolidate your private student loans, federal student loans and Parent Plus loans into one manageable payment. Please note, consolidating your federal loans will cause you to lose any federal loan benefits on those loans.

By consolidating your student loans with iHELP, you get:

  • Competitive fixed or variable interest rates
  • No origination or repayment fees
  • Flexible repayment options
  • An easy online application
  • Responsive customer service

While not required, cosigners generally help a student qualify for a loan and possibly a lower interest rate. Get started with the easy online student loan consolidation application.

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Contact us and we’ll answer your questions.