Two student loan recipients from Ephrata National Bank stand with their son at graduation

Student Loans

Student Loan Options for all Stages of Life

Whether you are considering college, taking on graduate school or looking for an option to streamline student loan payments, the iHELP® program has a loan for you. ZuntaFi, the program’s administrator, has decades of experience in education loans and shares our customer-first values.

With any iHELP loan you get:

  • Competitive interest rates
  • Flexible repayment options
  • An easy online application
  • Responsive customer service

Undergraduate & Graduate Loans

An iHELP® private student loan can help cover the funding gap left for college students after they have taken advantage of federal loans, grants, scholarships and personal contributions.

Undergraduate LoansGraduate Loans

Student Loan Refinancing

Simplify life by refinancing college student loans into a single payment; doing so may also reduce your monthly payment. Private student loans, federal student loans and Parent Plus loans can be refinanced into one manageable payment.

Student Loan Refinancing

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Contact us and we’ll answer your questions.