Experienced Homebuyer Mortgages
If you’re looking for a safe, reputable loan product to refinance or help you buy or build your next home, ENB is here to help. Because we’re a true community bank, we offer a variety of mortgage types and products that meet the unique needs of our local real estate market.
Your ENB Mortgage Expert will help you choose the best product for your situation and guide you through the lending process. It’s peace of mind that gives you a smooth, worry-free experience from start to finish.
Browse our FAQs for answers to your mortgage questions.
Typically referred to as a traditional mortgage, this is the most common mortgage used for purchasing a home or land. It’s a great option for borrowers who want predictability.
Adjustable-Rate Mortgage (ARM) loans have an initial interest rate that is fixed. After the fixed-rate period expires, the rate becomes variable and adjusts annually.
Construction & Renovation Loans
ENB has a variety of home construction & renovation loans to help you build or renovate the home of your dreams.
ENB’s Wealth Builder Home Loan is a 15-year mortgage that builds equity in your home twice as fast as a traditional 30-year mortgage – without doubling your monthly payment.
FHA-Guaranteed Home Loans
FHA loans are designed to help low to moderate income borrowers buy a home with a lower down payment and more lenient credit score requirements.
VA-Guaranteed Home Loans
VA mortgage programs allow up to 100% home financing for Active Duty Service Members, Veterans, National Guard Members, Reserve Members and certain surviving spouses.
Fast Move Loan
If you’re relying on proceeds from the sale of your current home for the down payment and closing costs on your new home, the Fast Move Loan may be the perfect solution.