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Category: Experienced Homebuyer

May 10, 2022

Are Mortgage Points Worth It?

Whether you’re a first-time homebuyer or just haven’t gone through the process in a while, you may be wondering what mortgage points are and if paying for points is worth the cost.

April 12, 2022

How to Manage Your Move

Don’t get overwhelmed by your next move. Creating a moving plan and executing it in advance can save you time, money, and stress.

November 08, 2021

Mortgage Closing Costs: What’s Included?

If you're in the market for a new home, it's easy to only focus on two figures: 1) the asking price and 2) the down payment. But there's another number you should factor into your home buying budget – mortgage closing costs.

October 15, 2021

Everything You Need to Know About a Construction Loan

Searching for the perfect home can be exhausting, especially when none of the online virtual tours come close to your design preferences or budgetary needs. Many home shoppers realize that getting their dream home might mean building their dream home.

June 03, 2021

7 Tips That Could Help Sell Your Home for Top Dollar

Selling your home for top dollar makes financial sense. You could use the funds to move into your next home, deposit the proceeds into your retirement savings account, or fulfill another financial goal. But determining what makes buyers go to battle over homes in today's market isn't always as simple as an internet search. Your local real estate market may be enough to start a bidding war, but your neighborhood and property type could also influence how far above your asking price buyers will pay.

May 13, 2021

3 Things You Should Know About Escrow Accounts

Among the many new terms you'll learn when buying your first home, "escrow" is apt to be one of the most challenging to understand. This is often due to the fact that escrow functions differently depending on where you are in the home buying process. Here are three things you need to know about escrow accounts as you prepare for homeownership.

April 14, 2021

Should You Build or Buy Your Next Home?

More than half of Americans (56%) plan to move in 2021. That's up 21% from last year. The spike might be due to the pandemic's influence on the surge in remote work and the desire for a lower cost of living. Many people now work from home, and using the kitchen table or a small closet as an office isn't preferred as a long-term solution. A new home with office space and more square footage solves the problem, while also giving family members more space to enjoy their favorite leisure activities.

November 20, 2020

What is a Swing/Bridge Loan?

When you need the equity in your existing home to buy a new one, selling your home ASAP is top priority. But, when the offers aren't coming as quickly as you like or for the exact amount you need, you might wonder if you can afford to make a move. A swing/bridge loan might be the solution. These loans offer a way for you to access your current home’s equity so you can close on your dream home before it's sold to someone else. 

July 07, 2020

Buying a Home in PA During COVID-19: What to Expect

COVID-19 has changed every aspect of our lives, including home buying. Like other states, Pennsylvania recently eased social distancing requirements and updated real estate market health and safety best practices. While buyers are eager to come out of hibernation and take advantage of the lowest 30-year fixed mortgage rates in history, taking time to understand current market conditions and updated safety precautions could make the home buying process less stressful.

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