Category: Experienced Homebuyer

Before your lender will let you buy a new home, you’ll need to have it appraised. This is an often overlooked but important step in your homebuying journey.

Thinking about refinancing your mortgage? Consider these ideas to determine if now is the right time for you.

Do you know the difference between a conforming and a non-conforming mortgage loan? We can help.

Let’s look at how a cash-out mortgage refinance works, and some potential pros and cons.

You’re ready to buy a new home. You’ve agreed on a price, have a mortgage ready, and booked the movers. However, there is one final expense you’ll need to deal with before you can sign your paperwork, collect your keys, and move in. It’s called closing costs. Understanding what closing costs are and how much you’ll need to pay for them will help you budget for your new home.

How Much of Your Income Should Go Toward Housing? If you’re ready to start house-hunting – or if you’re just looking to build a better budget – you need to know how much of your income should go toward housing.

You’ll want to weigh your options carefully and choose the type of mortgage that makes the most sense for your individual situation.

You want a home that’s a good fit for your family. You could renovate your current place, or you could move. Which is the right option for you?

Whether you’re a first-time homebuyer or just haven’t gone through the process in a while, you may be wondering what mortgage points are and if paying for points is worth the cost.

Don’t get overwhelmed by your next move. Creating a moving plan and executing it in advance can save you time, money, and stress.