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Having a bank account become dormant is not something that is planned. Usually it takes customers by surprise and often 
they are not even clear how the account became dormant. In extreme circumstances, they even forget they had the account.
Online banking provides access to your accounts anytime, anywhere. As a result, many people take advantage of this service to perform routine transactions such as verifying account balances, transferring funds between accounts, viewing transactions and paying bills. However some benefits are lesser known or are not fully understood. We’re here to provide clarity for those who may still be on the fence about online banking.
Whether it’s job loss, medical expenses, or other scenarios, people go into debt for many reasons. Carrying debt can often feel like a weight, but with the right strategies, it’s a burden you can lift. If you’re struggling to get ahead of your finances due to excessive debt, these steps can help you get things back under control.
There’s little arguing that smart phones have been one of the most impactful inventions in human history. Their purchase and use exceeds PCs and continues to accelerate. The impact of smart phones, as well as tablets, can be felt in just about every facet of daily life in terms of how we communicate, gather information, shop, access entertainment, and of course, how we bank.
Did you know that depending on which ATM you use, you could end up accruing not just a surcharge, but also a service fee as well?
You’ve spotted an advertisement in a local publication or viewed or heard a commercial describing a bonus offer if you open a new checking account with a bank near you. But, you’re curious, ‘is it really free money, just for opening a new checking account?’
It’s hard not to be tempted by the offer of ‘free’ or ‘no fee’ checking. After all, who doesn’t like free? While some banking offers are as uncomplicated as they appear, many require a careful eye to understand what strings are attached.
We think you’ll be surprised by the answer to this question, once you take a closer look. Sure, we’ve all learned creative ways to save money, but a lot of times we overlook the most simplest of methods, one of which is who we bank with!
If you have ever spent more money than you have in your account, you have probably learned the hard way that overdrafts can be a very costly mistake. For each purchase over your balance you can incur a fee that can range anywhere from $10 – $40 on the bank side, and to top it off, the business you bounced the check with may also charge you a fee! Fortunately, there are many ways to avoid those pesky overdraft fees.
When it comes to consumer complaints about banks, hidden fees are often at the top of the list. Ironically, banks actually can’t hide their checking account fees as they are required by law to disclose them to customers at account opening. Banks must also give customers advance notice anytime they change a fee.
