Schedule of Service Fees

Fee Schedule effective February 01, 2021.
Denotes Change for 2021

Deposit Accounts

  • Personal CheckingNo Fee
  • Business CheckingNo Fee
  • Bonus Checking Overdraft Protection$12/Transfer(Available for business and personal accounts)
  • Interest Checking$10/Month(Balance below $1,000)
  • Money Market$10/Month(Balance below $2,500)
  • Statement Savings$5/Month(Balance below $100)
  • Excessive Transactions$15/Transaction(savings/money market accounts)
  • Early Withdrawal – Club Account$10/Transaction
  • Closed Account Fee$25/Account(Deposit account closed within 90 days of opening)
  • IRA Transfer Fee$50/CD
  • Dormant Account$10/Month(Balance below $100 & no activity for 2 years)
  • Escheat Fee for Dormant Accounts$75/Account
  • Check and Deposit Ticket OrdersVary by style
  • Stop Payment$37/Request
  • Insufficient Funds/Overdraft$37/Item(Created by check, in person or ATM withdrawal, or other electronic means)
  • Overdrawn Account Balance remains negative for 5 Business Days$10/5 Business Days
  • Deposited Item Returned$15/Item
  • Deposited Item Returned Re-transmittal$15/Item
  • Checks Returned$37/Item(Uncollected Funds/Postdated)
  • ACH Stop Payment$37/Item
  • Account Reconciliation$25/Hour ($15 min)
  • ATM/Debit Card Replacement$10/Card
  • PLUS® ATM Withdrawal$2.50/Transaction(Non-STAR® ATM Withdrawal)
  • International ATM/Debit Transaction$2 + 3% of Transaction Total
  • Non-MICR Encoding Fee$0.50/Item ($25 max)

Safe Deposit Box

  • RatesAvailable at the branch
  • Late Fee$10/Box
  • Drilling Fee$200/Box
  • Lost Key Replacement Fee$25/Key

Miscellaneous Services

  • Cashiers Checks$12 Each
  • Counter Checks$1 Each
  • Foreign Currency Purchase$20 Each
  • Canadian Check Processing Fee$15/Item
  • Business Online Bill Payment Service$5/Month
  • Business Online Bill Payment Item Fee$0.50/Item(First 20/Month Free)
  • Business Online ACH Origination$20/Month
  • Business Online ACH Origination Item Fee$0.10/Item(First 100/Month Free)
  • Business Online ACH Origination Return$5/Item
  • Business Remote Deposit$50/Month
  • Business Remote Deposit Item Fee$0.10/Item
  • Business Deposited Item Returned$20/Item
  • Wire Transfer of Funds, Customer$15 Each(Incoming Domestic and International)
  • Wire Transfer of Funds, Customer$30 Each(Domestic Outgoing)
  • Wire Transfer of Funds, Customer$45 + Costs Each(International Outgoing)
  • Wire Transfer of Funds, Business Customers through Online Banking$25 Each(Domestic Outgoing)
  • Wire Transfer of Funds, Business Customers through Online Banking$40 Each + Costs(International Outgoing)
  • Check Cashing$10/Check(Non-Active Account)
  • Collection of Negotiable Items$15/Item(In or Out)
  • Bond Coupon Collection$10/Envelope
  • Bond Coupon Redemption$25 Each(Called or Matured)
  • Signature Guarantee$10/Non-Bank Item
  • Statement Reprint$5/Statement
  • Mid-Cycle Statement$5/Statement
  • Statement on CD-ROM$25/Statement(Monthly)
  • Undeliverable Mail Fee$5/Item
  • Tax Levy$150 Each + attorney’s fees
  • Writ of Execution/Garnishment$150 Each + attorney’s fees
  • Domestic Relations Levy$150 Each + attorney’s fees
  • Research of Bank Information$25/Hour ($15 min)
  • Night Drop Locked Bag$20/Bag
  • Vinyl Currency Bag$5/Bag(First vinyl bag free)