Category: First-Time Homebuyer

Here are 10 perks of homeownership that you can’t get from renting. For a long time, owning a home has been part of the American Dream. Is it right for you? While homeownership requires a substantial upfront investment, it has several long-term benefits. Let’s look at some advantages of owning a home. Your monthly payments are more stable. When you rent…

These seven steps can help you navigate your homebuying journey.

Buying your first home is a major milestone. While the excitement of finding the perfect home and making an offer is thrilling, many first-time buyers overlook one critical part of the process: closing costs. These are the fees you’ll pay to finalize your home purchase, separate from your down payment. Understanding closing costs is crucial for a smooth homebuying experience…

nbsp; Owning a Home Can Lead to a Brighter Future Here’s Why #1 It Supports Financial Stability Rents Keep Going Up But the Right Mortgage Keeps Costs Under Control Renting Costs Less Now Owning Costs Less Over Time #2 It Helps You Build Wealth Every Mortgage Payment; Increases Your Equity Equity is How Much of the Home You Own Building Equity Builds Wealth And Rising Home Prices Help Your Investment #2 It Helps…

When you’re ready to buy a house, a real estate professional will guide you through the process of finding a home, making an offer, and signing the contract. Learn how to find the right agent for you. If you want to buy a home, you’ll need some help. From finding a home to making an offer and signing a contract, working…

Private mortgage insurance (PMI) is an often-overlooked cost that homeowners may need to pay when buying their new home. Understanding PMI can help you to avoid paying it or saving money in the long term.

In this quick video, we’ll explain what land loans are and how they work.

In this quick video, we’ll explain what a construction-to-permanent loan is and how it can help you build and finance your home.

Have you been dreaming about owning your own home – but you aren’t sure where to start? Buying a home for the first time is an exciting milestone – and a major financial commitment.

Whether you’re renting or looking to buy a home, these tips can help you budget SMART. When it comes to budgeting and managing your finances, among the biggest expenses you'll have is housing. Whether you rent or own, figuring out how much of your income should go toward housing can be a challenge. But having a solid understanding of this can…