ENB Insights

Today marks the first day self-employed individuals can apply for assistance through the Paycheck Protection Program (PPP) being offered through the U. S. Small Business Administration (SBA).  ENB is here to help you through the application process.  To get started, please follow the instructions below.  Any forms you need are included as hyperlinks in these instructions.  To ensure that your…

Rising property values and shrinking inventories make for a competitive housing market. You’ve probably witnessed homes that initially fell within your home buying budget succumb to a bidding war before vanishing from MLS listings, often within days. It can make you question whether homeownership is possible. Potential buyers who understand how credit health affects home affordability can take steps to maximize…

In working with small businesses applying for the SBA Paycheck Protection Program, ENB is hearing some common questions from borrowers. To help others as they work their way through completing the application, determining how much they are eligible to borrow and providing the necessary documentation, we assembled these frequently asked questions. 1. Are small business concerns (as defined in section …

As the coronavirus pandemic has left businesses scrambling to respond to revenue loss, both the federal and PA state government have announced programs to help businesses survive the crisis.  As information and the final details of these programs have been evolving, it can be difficult for the average business owner facing a variety of challenges to keep up. To help our customers decipher information that is circulating, Ephrata National Bank is providing a summary of some currently announced and available programs that could be potential sources of emergency funding for your business.  

If you’re shopping for a new home, figuring out financing options is likely on your to-do list. The earlier you learn about your mortgage choices, the more time you have to prepare financially for closing. While this is good news, it doesn’t make reviewing home loan details feel less intimidating. A vast array of possibilities, lengthy explanations, and confusing terms can make it seem like you’ve enrolled in a college-level finance class against your will.

Unfortunately, fraudsters are finding ways to take advantage of fears related to the coronavirus.  Learn about the common scams and what you can do to protect yourself.  

To help our customers impacted by the Coronavirus (COVID-19), Ephrata National Bank is offering loan payment relief. Customers experiencing financial hardship are encouraged to reach out to us. If you have an ENB loan and would like to request assistance, you can do so by completing our online Payment Relief Form.

As the Coronavirus Outbreak continues to grow and evolve, we are receiving numerous inquiries from customers expressing concerns about various aspects of their banking relationship and financial well-being.  We want our customers to know that we are ready to stand with them and provide assistance.  If ever there was a time to demonstrate our WE CARE commitment and ease our customers’ anxiety, it is now.  With that in mind, we announce the actions that will go into effect immediately.

Unfortunately, during times of uncertainty, scammers attempt to prey on widespread fears in order to take advantage of consumers.  Although the scams may have changed, the steps you can take to protect yourself are fundamentally the same.   In addition to staying safe physically, we'd like to remind everyone about steps they should take to stay safe fiscally.

Frequently asked questions about how customers can access their money during the Coronavirus Outbreak.