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ENB Insights

July 14, 2020

What Makes up My Mortgage Payment?

After weeks of browsing house hunting websites, driving neighborhoods, and touring a few select open houses, you're ready to buy your dream home. Unless you plan on paying cash, you'll likely need a home loan. As long as you can find a mortgage with payments that don't exceed your monthly budget, any loan will do, right? Maybe not.

July 10, 2020

Ephrata National Bank Hires Project Manager

Ephrata National Bank announces the addition of Richard W. Brenner as Project Manager. In this role, Brenner will be responsible for effectively managing various projects while working with different business lines and the bank’s vendors to implement new systems, processes, and solutions that best fit the need of our customers and staff. This also entails the planning and designing of business processes and acts as the liaison between all ENB business units and IT department of the bank. 

July 08, 2020

Tackle Move-In Day Like a Pro

Although there is much uncertainty still surrounding Covid-19, it looks like most colleges intend to welcome students back to their campuses this fall in some way, shape or form. As everyone awaits final guidance, it’s best to be prepared to move quickly once final approval is given as college move-in day is approaching fast. If you haven’t experienced…

July 07, 2020

Buying a Home in PA During COVID-19: What to Expect

COVID-19 has changed every aspect of our lives, including home buying. Like other states, Pennsylvania recently eased social distancing requirements and updated real estate market health and safety best practices. While buyers are eager to come out of hibernation and take advantage of the lowest 30-year fixed mortgage rates in history, taking time to understand current market conditions and updated safety precautions could make the home buying process less stressful.

July 06, 2020

4 Benefits of Accepting Online Credit or Debit Card Donations – For Non-Profits

A lack of funds to pay for direct expenses is one of the most significant challenges facing the non-profit sector. But non-profit organizations who provide patrons with an online giving option might have a better chance of achieving their annual giving benchmarks. Reducing the time frame between when a donor commits to giving and when they actually give is crucial to successful fundraising campaigns. When someone signs a donor card without providing the donation, there's always a chance they'll change their mind. 

June 23, 2020

6 PPP Loan Forgiveness Tips

The Paycheck Protection Program Flexibility Act has made it easier for businesses to receive loan forgiveness by relaxing some of the requirements that were initially established when the PPP Loan program was created by the CARES Act.  To help maximize the loan forgiveness your business is eligible for, we’ve put together 6 tips. 

June 19, 2020

Ephrata National Bank Branch Lobbies Are Open

Tuesday, June 23rd, Ephrata National Bank will resume normal operating hours in our branch lobbies. For the safety of our customers and staff, we will be following the guidelines set forth by the Commonwealth of Pennsylvania and the Centers of Disease Control (CDC).

June 17, 2020

Is Your Student Being Financially Responsible?

A big part of growing up is learning to be financially responsible. Most students still rely on their parents financially while in college, but they’ll likely be faced with many opportunities to make their own financial decisions, that could impact them for years to come. Be sure they’re leaving the nest with a solid foundation in basic money management skills…

June 16, 2020

Important PPP Loan Dates and Deadlines

With all the paperwork and changes to the Small Business Administration's Paycheck Protection Program, we know it is hard to keep track of dates. To help you prepare, we've put together a list of dates and deadlines to help you maximize your loan forgiveness.

Contact us and we’ll answer your questions.