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ENB Insights

November 30, 2020

Student Loan Consolidation: Find Your Best Repayment Option

Deciding when it’s time to consolidate your student loans is easy. Perhaps your monthly payment has become unmanageable, you’re tired of receiving multiple student loan bills each month or you’d just like a fresh start on your loans. But choosing your repayment option isn’t always easy. Since you don’t know what your financial situation will look like in the future…

November 20, 2020

What is a Swing/Bridge Loan?

When you need the equity in your existing home to buy a new one, selling your home ASAP is top priority. But, when the offers aren't coming as quickly as you like or for the exact amount you need, you might wonder if you can afford to make a move. A swing/bridge loan might be the solution. These loans offer a way for you to access your current home’s equity so you can close on your dream home before it's sold to someone else. 

November 20, 2020

ENB Closing Community Banking Office Lobbies Due to Coronavirus Resurgence

Due to the recent surge in Coronavirus (COVID-19) infections and hospitalizations along with restrictions provided by federal and state authorities, Ephrata National Bank is closing our Community Banking Office lobbies effective immediately.  During this closure, we will work diligently to continue providing our customers with access to banking services while doing everything we can to reduce the risk of infection to our customers and employees.

November 16, 2020

Protect Your Small Business From Cyberthieves

As the owner of a small business, day-to-day operations keep you busy. Whether you're attending to your customers' needs or planning a new product launch, cybercriminals count on these and other necessary tasks to distract you from noticing their nefarious activities. Fortunately, you can protect your business from falling victim to cybertheft — including business wire fraud — by taking a few simple steps.

November 10, 2020

Student Loans and Marriage: What You Should Know Before Tying the Knot

When you start hearing wedding bells, there’s a lot to think about. One thing that often gets overlooked is student debt. Many people don’t know all of the implications that go along with student loans and marriage. There are numerous details, and it can definitely get confusing. So, we’ve compiled some key considerations to discuss before tying the knot.

October 29, 2020

Ephrata National Bank Hires Customer Service Center Manager

Ephrata National Bank announces the addition of Amy Stauffer as Customer Service Center Manager. In this role, Stauffer will be responsible for managing the customer service center.  She will lead her team to provide stellar customer service by ensuring the effective delivery of products and services to customers who contact the customer service center. 

October 28, 2020

Ephrata National Bank Hires Vice President and Compliance Officer

Ephrata National Bank announces the addition of Michelle Vineburg as Vice President, Compliance Officer. In this role, Vineburg will be responsible for all aspects of the Bank’s Compliance Management Program by ensuring the Bank is conducting its business in full compliance with all federal and state banking laws and regulations, professional standards, accepted best business practices, and tested internal policies and procedures.

October 23, 2020

Can I Afford a Mortgage?

Congratulations - your home loan application has been approved! These life-changing words are the hope of many would-be homebuyers. Qualifying for a home mortgage can seem like the biggest hurdle to homeownership. But a mortgage loan approval doesn't mean you can actually afford your dream home. When mortgage lenders approve an application, specific lifestyle expenses are not factored into the decision.

October 22, 2020

Creating a Finance Binder: 3 Easy Steps

When you graduate college, adulthood tends to hit you all at once and you’ve probably got the financial documents to prove it. If you’re like most recent grads, the piles of paperwork on your coffee table may include some late bills, your diploma and more receipts than you know what to do with.

Contact us and we’ll answer your questions.