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ENB Insights

October 15, 2021

Everything You Need to Know About a Construction Loan

Searching for the perfect home can be exhausting, especially when none of the online virtual tours come close to your design preferences or budgetary needs. Many home shoppers realize that getting their dream home might mean building their dream home.

October 14, 2021

7 Time Management Strategies for Small Business Owners

Peter Drucker, the founder of modern management, once said, “Until we can manage time, we can manage nothing else.” For small business owners, that’s easier said than done. It’s very common for entrepreneurs to work long hours under the pressure of heavy workloads, aggressive deadlines, and the need to grow revenue. But overworking without employing effective time management strategies can lead…

October 13, 2021

Ephrata National Bank Promotes Vice President, Controller

Ephrata National Bank announces the promotion of Jennifer Halligan to Vice President, Controller. In this role, Halligan is responsible for the day-to-day operational functions of the Finance & Control Department with primary oversight activities including: monthly financial closing, funds transfer, accounts payable/purchasing, management of the Bank’s ALCO model, and FFIEC Call Report preparation.

September 27, 2021

Submitting a Mortgage Application Soon? Gather These Documents Now

If you're in the market for a new home, submitting a mortgage loan application should top your to-do list. Unless you plan on paying cash, you'll want to know upfront how much you qualify for and at what interest rate and terms. This could quickly help narrow your home search and ensure you find a loan that fits your budget. But if you don't have the documents ready to submit with your mortgage loan application, it could cause unnecessary delays.

September 23, 2021

Elder Financial Abuse: Warning Signs to Look For

Providing access to quality medical care and affordable housing are just two of the ways to care for an aging loved one. Shielding them from financial harm is another. Most people mistakenly assume that anonymous online scammers pose the greatest financial threat to the elderly.

September 15, 2021

Business Valuation: What It Is and Why You Need It

Do you know what your business is worth? The 30 million small businesses in the U.S. are a tremendous force in our economy, and a valuable part of our local communities. But many – perhaps most – small business owners don’t know the true worth of their own enterprises. And that’s understandable. Entrepreneurs have to stay focused on day-to-day operations, and sometimes…

August 31, 2021

Ephrata National Bank Promotes Deposit Solutions Manager

Ephrata National Bank announces the promotion of Jennifer Reeder as Deposit Solutions Manager. In this role, Reeder is responsible for developing and leading the digital banking and deposit product and services operational functions for Ephrata National Bank. She will manage three teams in the operational area of the bank including the Digital Banking, Payment Operations and Deposit Operations teams. This position…

August 27, 2021

Ephrata National Bank Hires Senior Vice President & Chief Credit Officer

Ephrata National Bank announces the addition of Thomas Fasnacht as Senior Vice President, Chief Credit Officer.  In this role, Fasnacht is responsible for leading and implementing the bank’s overall credit strategy through loan structuring, policy creation, workout plans, and operational effectiveness.

August 26, 2021

5 Steps You Can Take to Protect Your Financial Data

Protecting your financial data from theft can seem like an uphill battle. It's easy to feel helpless when you hear stories of growing fraud schemes and scams. It’s scary to think that your debit card, credit card, and banking information could be  stolen and sold on the black market or used to pay for someone else's shopping spree. While keeping your data safe takes effort, it isn't as difficult as it seems. Here are five steps you can take to keep your personal information out of the hands of thieves.

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