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ENB Insights

May 12, 2023

Homeowners Beware: Don’t Be Fooled by Mortgage Relief Scams

When times are tough, you can count on scammers to take advantage of the situation. Homeowners who are experiencing financial hardship and have fallen behind on their mortgage payments are particularly vulnerable to these crooks. Fraudsters promise to help homeowners avoid foreclosure, but they just end up causing more harm. In this article, we’ll look at some common mortgage relief scams, red flags to watch out for, ways to protect yourself, and resources that can help you.

May 11, 2023

Avoid These 10 Financial Mistakes

Are you in you ready to take control of your life? Sidestepping these 10 mistakes can move you closer to financial freedom.

May 08, 2023

Equipment Financing: Pros, Cons, and Alternatives

Equipment financing can be a powerful tool for growing your small business. Whether you’re looking to ramp up production, expand your geographical reach, or enter into a promising new product line, you may be wondering whether equipment financing is the right way to achieve your goals. In this article, we’ll briefly define equipment financing, cover some advantages and disadvantages of this form…

April 17, 2023

Ephrata National Bank announces the addition of Assistant Vice President, Community Banking Manager

Ephrata National Bank announces the addition of Valerie Wagner as Assistant Vice President, Community Banking Manager, overseeing ENB’s Lititz and Manheim Offices. In this role, Wagner is responsible for managing the office, business development within the community, executing the customer experience strategy and leading a team of banking professionals. She will oversee the office’s key performance indicators and advance customer relationships…

April 17, 2023

What Closing Costs to Expect

You’re ready to buy a new home. You’ve agreed on a price, have a mortgage ready, and booked the movers. However, there is one final expense you’ll need to deal with before you can sign your paperwork, collect your keys, and move in. It’s called closing costs. Understanding what closing costs are and how much you’ll need to pay for them will help you budget for your new home.

March 23, 2023

How Much of Your Income Should Go Toward Housing

How Much of Your Income Should Go Toward Housing? If you’re ready to start house-hunting – or if you’re just looking to build a better budget – you need to know how much of your income should go toward housing.

March 07, 2023

Home Equity, Quickly Explained

We’ll show you what home equity is and how you can use it to access low-cost financing through a home equity loan or home equity line of credit.

February 28, 2023

How to Outsmart Sophisticated Phishing Scams

You’ve probably heard of phishing. But do you really know what it is - and more importantly, how to protect yourself from falling victim to it? Phishing scams have become very sophisticated, but there are some simple things you can do to protect yourself and keep your personal information safe.

Contact us and we’ll answer your questions.