Category: First-Time Homebuyer

Have you been dreaming about owning your own home – but you aren’t sure where to start? Buying a home for the first time is an exciting milestone – and a major financial commitment.

Whether you’re renting or looking to buy a home, these tips can help you budget SMART. When it comes to budgeting and managing your finances, among the biggest expenses you'll have is housing. Whether you rent or own, figuring out how much of your income should go toward housing can be a challenge. But having a solid understanding of this can…

Learn about several housing options and which one might be right for you. Are you thinking about buying your first home? With so many options available, it's important to carefully consider your needs and financial situation in order to make the best choice. Whether you’re looking for a single-family home, a townhouse, or a condo – or even a green home…

We hear from many customers that they would love to buy or build a new home, but with mortgage rates at 20-year highs, it does not seem to make sense. And why should it? If you bought or refinanced your home back in 2020 and have a 30-year fixed rate locked at 3%, it will cost you a lot more money in the long run by buying a new home today. Well, that may not be the case.

Making a budget is a smart strategy to achieve financial wellness and meet your life goals. Here are five simple steps to follow.

Before your lender will let you buy a new home, you’ll need to have it appraised. This is an often overlooked but important step in your homebuying journey.

A college education is associated with increased earnings, fewer periods of unemployment, and greater job satisfaction.1 However, paying for college without incurring debt remains a challenge. Tuition, fees, and living expenses often surpass the amount set aside in college savings plans or available through federal and state grant programs. For many students, scholarship opportunities are limited, leaving loans as the…

Whether you’re just starting to think about buying or ready to buy, these tips can help you navigate the process.

When you’re ready to buy a house, a real estate professional will guide you through the process of finding a home, making an offer, and signing the contract. Learn how to find the right agent for you.

Do you know the difference between a conforming and a non-conforming mortgage loan? We can help.