ENB Insights

Emergencies come in all shapes and sizes, and it’s smart to be prepared for what life throws at you.

We hear from many customers that they would love to buy or build a new home, but with mortgage rates at 20-year highs, it does not seem to make sense. And why should it? If you bought or refinanced your home back in 2020 and have a 30-year fixed rate locked at 3%, it will cost you a lot more money in the long run by buying a new home today. Well, that may not be the case.

Online scammers want to steal your personal information, and they use emails that look real to trick you into providing it. This article shows you ways to protect yourself so you don’t get caught in a phishing scam.

Is it time to declutter your finances? Learn the simple way to organize, consolidate, and automate your way to financial order.

Making a budget is a smart strategy to achieve financial wellness and meet your life goals. Here are five simple steps to follow.

You’ve worked hard to make your business a success. So, it’s important to ensure that your business can continue to run smoothly and deliver value to your family, team, and customers even if you’re no longer at the helm. It’s a task that entrepreneurs often put off in favor of more pressing day-to-day demands, but it’s crucial to create an estate…

Existing home inventory is low. This is excellent news for sellers. National Association of Realtor data found existing single-family home prices increased by 4.3% during the second quarter of 2019. In this environment, listing homes at the higher end of the market is unlikely to deter eager buyers. Increased housing demand and low inventory can lead to homes selling quickly, at or above the asking price.

Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. Ephrata National Bank recommends following these tips to keep your information – and your money – safe.

As a business owner, you have more important things to deal with than credit card chargebacks. They can be time-consuming and expensive. Here are some tips to help avoid them:

Marshmallows and savings habits might have a lot in common. A Stanford University study, led by Dr. Walter Mischel, highlighted the power of delayed gratification. The series of studies began in the early 1960s by examining the reactions of preschoolers when given a set of seemingly simple choices: