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ENB Insights

October 09, 2023

Small Business Financing: Loan or Line?

Ready to scale up your business? Whether you’re planning to roll out a new product, expand your territory, renovate your storefront, grow your team, or make any other kind of strategic investment, you’ll likely need some funding. Both term loans and lines of credit can allow you to take advantage of new opportunities while maintaining sufficient working capital to cover your current…

September 30, 2023

7 Tips For a Strong Marketing Plan

There is no one-size-fits-all approach to marketing and for many producers, it can be the worst part of the job, but having a plan in place will take some of the risks off the table. We recommend the following to help producers tackle the complicated task of marketing: Know your break-even costs. Factor in all of your costs including input…

September 25, 2023

How Can I Protect Myself from Debit Card Fraud?

Imagine opening your bank statement and seeing debit card transactions you never made on your checking account. While the realization that your debit card has been compromised begins to sink in, you also notice that these unauthorized transactions have caused your account to become overdrawn.

September 20, 2023

What is Debt-to-Income Ratio?

If you’re looking to borrow a Home Equity Loan or Line of Credit, the term debt-to-income ratio is likely to come up. This is a major consideration when a lender is evaluating a credit application. You'll want to be sure to know what it means.

September 08, 2023

Funding Growth: The Basics of Expansion Financing

Are you a small business owner looking to build a new storefront, diversify product offerings, conquer a wider geographical market, hire more employees, or pursue some other major growth goal? Chances are, you’ll need some extra working capital. Not sure where to start? Let’s look at how to assess your expansion financing needs, compare funding options, and prepare for success. How Much…

August 30, 2023

Home Upgrades That Boost ROI

Before you tackle that home renovation project, understand which deliver the best return on your investment.

August 14, 2023

5 Things to Look for in a Real Estate Pro

When you’re ready to buy a house, a real estate professional will guide you through the process of finding a home, making an offer, and signing the contract. Learn how to find the right agent for you.

August 09, 2023

Business Succession: How to Plan Strategically

If you’re starting to think about retirement, it’s understandable if you don’t simply want to sell your business to an outside buyer and walk away. Your business is part of your legacy, and you want to see it continue to flourish and support the loyal employees who’ve helped you build it. But have you created a roadmap for how you will support…

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