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Category: Smart Banking

April 27, 2022

3 Smart Banking Characteristics to Consider when Choosing a Bank

Where you choose to bank is a big decision. You need to have a relationship built on trust with your financial partner, knowing that they have your best interest in mind. That’s why when it comes to whom you bank with, it’s important to jot down a few smart banking characteristics to consider when it comes to your money. Here are a few.

April 24, 2022

How to Avoid Bank Fees

According to CNN Money, many banks are making millions each year off of bank fees. Many of these fees are unnecessary, meaning they could be easily avoided with a little knowledge and planning. Here we provide examples of the most common unnecessary bank fees along with tips for avoiding them.

April 22, 2022

How Does Age Influence Your Credit Score?

It’s often said that things improve with age. A lot of people don’t realize that this is also true as it pertains to your credit score. Credit scores don’t take age into consideration, however approximately 50% of a credit score is based on length of credit history and payment history.

April 20, 2022

Why are FICO Credit Scores Important?

We’ve all heard how important our credit score is. But have you really thought about the lasting effects it could have on your future ability to borrow? Have you taken the time to monitor your credit reports and really understand what they mean? We’re here to help break it down for you!

September 11, 2020

What is the Difference Between a Secured and Unsecured Loan?

If you’re looking to borrow money, you’re undoubtedly aware that there are many loan options to choose from on the market today.  When shopping for a loan, you will notice that loans typically fall into two categories, secured and unsecured.  Your borrowing need and financial circumstances will ultimately  determine which type is the best fit for you,  but it’s also important to understand  the basic characteristics of the each loan.

Contact us and we’ll answer your questions.