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If you have ever spent more money than you have in your account, you have probably learned the hard way that overdrafts can be a very costly mistake. For each purchase over your balance you can incur a fee that can range anywhere from $10 – $40 on the bank side, and to top it off, the business you bounced the check with may also charge you a fee! Fortunately, there are many ways to avoid those pesky overdraft fees.
When it comes to consumer complaints about banks, hidden fees are often at the top of the list. Ironically, banks actually can’t hide their checking account fees as they are required by law to disclose them to customers at account opening. Banks must also give customers advance notice anytime they change a fee.
Written by: Chris O’Shea, Savvy Money A FICO score is a three-digit number used by lenders to determine your creditworthiness. FICO score is a version of a credit score. VantageScore is the other one that is widely used. If you are still curious about FICO scores, here are all of your questions answered. What does FICO stand for? FICO stands for Fair Isaac Corporation, which created the…
With so many options available, finding a checking account that works for you can be confusing. Whether it’s your first time or your fifth time opening a new account, it’s now more important than ever to perform your due diligence before making a decision. Doing so will help you avoid unexpected fees and find a banking partner that provides the convenience you require.
Life is full of expenses! Don’t let those special occasions or even taxes catch you off guard. Saving just got easier with ENB’s new EZSave Club!
Emergencies come in all shapes and sizes, and it’s smart to be prepared for what life throws at you.
Marshmallows and savings habits might have a lot in common. A Stanford University study, led by Dr. Walter Mischel, highlighted the power of delayed gratification. The series of studies began in the early 1960s by examining the reactions of preschoolers when given a set of seemingly simple choices:
It’s time to get serious about paying off credit card debt.
You just got paid and several large monthly bills are about to come out of your checking account, but luckily you just deposited your check in the nick of time! No worries, right? Wrong. If you’re not familiar with your bank’s funds availability policy, you could be in for a surprise.
Opening a checking account can be confusing for some, but it doesn’t need to be. The key is to be informed and to plan ahead. Here are three easy steps to guide you through the process.
