ENB Insights

This is a question we receive quite often at ENB. However, before we talk about how a home equity loan and home equity line of credit are different, it’s important to note how they are the same.

With today’s economic uncertainty and high inflation, things like maintaining mortgage payments can be difficult. It's hardships like these that fraudsters often attempt to take advantage of in order to steal your money or your home.

Everybody wants to be a winner, and fraudsters try to capitalize on this desire through the use of prize scams. Prize scams come in many forms, including emails, phone calls, text messages and social media.

For a long time, owning a home has been part of the American Dream. Is it right for you? While homeownership requires a substantial upfront investment, it has several long-term benefits. Let’s look at some advantages of owning a home.

There are two questions you should consider when making your list of possible home improvement projects. Do you plan to sell your home soon? And, do you mind if project does not increase the value of your home? If you answered yes to either of these questions, you might want to cross these projects off your list.

It’s time to get serious about paying off credit card debt.

Ephrata, PA (July 7, 2022) — Ephrata National Bank is proud to announce the launch of its insurance agency, ENB Insurance, LLC. The agency, which officially opened on June 29 and is wholly owned by the bank, aligns with the bank’s mission to help customers achieve financial wellbeing.  With climbing insurance rates resulting from natural disasters, risks brought on by the pandemic…

Automatic payments are common in our everyday lives to pay for everything from mortgage bills to monthly subscriptions. It's important to monitor your account to ensure you are only paying for items that you have already authorized. Learn more about what to watch out for to avoid becoming a victim of an automatic withdraw scam.

Wouldn’t it be great to have an unlimited budget for home improvement projects? In reality, most homeowners are working on a small home improvement budget. Here are five home improvement projects that can help either save you money or can increase the value of your home.

The purchase of a home is one of the largest financial transactions you can make, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Mortgage Expert, it should be an efficient, pleasant, and ultimately rewarding experience.