Special Offers for EGStoltzfus Customers

A 15-year mortgage that builds equity in your home twice as fast as a traditional 30-year mortgage without doubling your monthly payment. Save thousands in interest charges and no monthly mortgage insurance required. No income or home purchase price restrictions. Borrower’s credit score must be 700 or higher and debt to income ratio cannot exceed 43%. 15-year Fixed or a 5/6m SOFR ARM options available.

FHA loans are designed to help low to moderate income borrowers buy a home with a down payment as low as 3.5% of the home’s purchase price and more lenient credit score requirements. No income limitations. Mortgage limits in Lancaster, Lebanon, and Berks counties are $314,827. FHA also permits refinance options including cash-out.

The VA offers 3 mortgage programs which allow up to 100% home financing for Active Duty Service Members, Veterans, National Guard Members, Reserve Members, and certain surviving spouses. Purchase Loans, Streamline Refinance Loans (IRRRL), and Cash-Out Refinance Loans are available. Must obtain a Certificate of Eligibility from the VA that verifies your military service. Sellers assistance for closing costs is also available, making it possible for a Veteran to purchase a home for as little as $500.

The perfect solution if you’re relying on proceeds from the sale of your current home for the down payment and closing costs on your new home. ENB will loan up to 85% of the equity in the home you’re selling. Interest-only payments for up to 12 months on loans up to $600,000. For-Sale-By-Owner options available with reduced loan-to-value advances available. Escrow for taxes and homeowner’s insurance is not required.