It’s often said that things improve with age. A lot of people don’t realize that this is also true as it pertains to your credit score. Credit scores don’t take age into consideration, however approximately 50% of a credit score is based on length of credit history and payment history.
Category: Home Equity
We’ve all heard how important our credit score is. But have you really thought about the lasting effects it could have on your future ability to borrow? Have you taken the time to monitor your credit reports and really understand what they mean? We’re here to help break it down for you!
When most people plan home improvement projects they tend to focus on glamorous changes; kitchens, bathrooms, and basement remodels. These projects can be wonderful and significantly increase the value of a home. However, functional changes like replacement windows, exterior doors, and gutters need consideration for upgrading. Although they may not increase the value of a home, they can significantly reduce heating, cooling and maintenance expenses in both the short and long-term.