An ENB customer drinks coffee and looks at

Category: Home Equity

October 06, 2016

Advantages of Opening a Home Equity Line of Credit with your Primary Bank

Do you feel like you are being bombarded with Home Equity advertisements from banks and credit unions you’ve never even heard of at every turn? While you may be tempted to apply for these offers, it may actually be more beneficial to consult with your banker where you have your banking relationship.

September 30, 2016

Is It Wise To Use a Home Equity Loan For General Living Expenses?

In our most recent online poll we asked, “Is it wise to use a home equity loan for general living expenses?” The majority of respondents said “no,” and we would agree. Using a home equity loan for general living expenses creates an opportunity for you to spend more than you earn.

July 22, 2016

Great Tips for Travelers

We all know that getting ready for vacation can be a stressful time. However, with a little preplanning you can have smooth sailing to your destination. We put together a list of our top travel tips and we hope they help to make your travel days less stressful.

July 11, 2016

Home Improvement Projects you Should Avoid

There are two questions you should consider when making your list of possible home improvement projects. Do you plan to sell your home soon? And, do you mind if project does not increase the value of your home? If you answered yes to either of these questions, you might want to cross these projects off your list.

June 23, 2016

Home Improvements- Where Should you Spend your Money?

Wouldn’t it be great to have an unlimited budget for home improvement projects? In reality, most homeowners are working on a small home improvement budget. Here are five home improvement projects that can help either save you money or can increase the value of your home.

June 03, 2016

Home Upgrades that Won’t Break the Bank!

Not all home improvements have to break the bank, and often small changes have a noticeable impact on your home’s value. Here are a few ideas for low cost improvements to your home.

April 22, 2016

How Does Age Influence Your Credit Score?

It’s often said that things improve with age. A lot of people don’t realize that this is also true as it pertains to your credit score. Credit scores don’t take age into consideration, however approximately 50% of a credit score is based on length of credit history and payment history.

April 20, 2016

Why are FICO Credit Scores Important?

We’ve all heard how important our credit score is. But have you really thought about the lasting effects it could have on your future ability to borrow? Have you taken the time to monitor your credit reports and really understand what they mean? We’re here to help break it down for you!

April 18, 2016

Functional Home Improvements that Help Reduce Your Expenses

When most people plan home improvement projects they tend to focus on glamorous changes; kitchens, bathrooms, and basement remodels. These projects can be wonderful and significantly increase the value of a home. However, functional changes like replacement windows, exterior doors, and gutters need consideration for upgrading. Although they may not increase the value of a home, they can significantly reduce heating, cooling and maintenance expenses in both the short and long-term.

Contact us and we’ll answer your questions.