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ENB Insights

June 27, 2019

College Budget Breakdown: The Cost of Education

According to the College Board, the cost to attend in-state public colleges averaged $25,290 for the 2017-2018 year and private colleges averaged $50,900. Wondering what goes into those costs? It’s time to do the math on college and the means of getting there. Here are the 5 main categories to consider.

June 27, 2019

7 Ways to be a Responsible Borrower

Most people come out of college these days with some kind of student debt. Those monthly bills may seem overwhelming, but it doesn’t have to be difficult to manage your private student loan payments. From pre-college to post-college, it’s important to practice good financial habits when it comes to your student loans. Here our top tips to being a responsible borrower.

June 26, 2019

Student Loan Terms You Need to Know

As we approach the start of another academic year, more families are learning about student loans. Education finance can be confusing and, if you’re like most people, you’ve probably stumbled over the terminology. Before signing on the dotted line, here are 12 student loan terms you need to know.

June 26, 2019

6 Tips for Paying Off Student Loans

Student loan repayment isn’t easy, but it’s definitely possible. With a little strategic planning and a lot of self-discipline, you can slowly but surely tackle your loans. Here are six tips to get you on the right track when it comes to dealing with student debt (and any debt).

June 26, 2019

So, You’re Looking for a Cosigner . . .

If you’re looking for a cosigner, you’re not alone. Over 90% of private student loans include them. There is a lot to keep in mind when trying to find a good candidate. Here are some helpful tips to keep in mind as you move through the process.

May 23, 2019

Private Mortgage Insurance Myths Debunked – Why PMI Can Be Good

Despite fluctuations in the economy, home values continue to climb.  Reuters reported in June 2018 that U.S. housing prices are expected to rise at twice the speed of inflation and pay. But, what does this mean for renters who are trying to save for a down payment and are doing so at a much slower rate?

April 22, 2019

Is a Home Inspection Necessary?

After months of looking, you finally found your dream home. It’s located in an area with a low crime rate, in one of the top school districts in the region, and to top it off - your move-in ready home is a few short miles from your employer. You’d move in next week if you could. But, before you rush…

April 02, 2019

Things to Think About When Financing Ag Equipment

Equipment financing is a common business practice across industries. Using borrowed money to pay for needed equipment helps save your limited capital for other business-related expenses. It also affords you the option of making balance sheet friendly payments while the equipment generates revenue for the business.

March 28, 2019

4 Benefits of Homeownership You Can’t Afford to Ignore

By Chad Neiss - Vice President, Mortgage Lending You’ve been watching more than your fair share of home remodeling shows lately. And, who can blame you? With television networks devoted to backyard, kitchen, and whole home remodels, you can’t help but dream about life without the limitations that come with renting. But, it does make you wonder if homeownership is really…

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