By Chad Neiss - Vice President, Mortgage Lending You’ve been watching more than your fair share of home remodeling shows lately. And, who can blame you? With television networks devoted to backyard, kitchen, and whole home remodels, you can’t help but dream about life without the limitations that come with renting. But, it does make you wonder if homeownership is really…
Some people look forward to tax season as much as a visit to the dentist’s office. Others are excited about the possibility of a sizeable tax refund and view April 15 with great anticipation. In either case, this year’s tax filing won’t be a simple repeat of last year.
We like helping startup and next generation farmers and believe this bit of information is very valuable in getting things headed in the right direction. Even experienced farmers can benefit from this practical advice.
Your Social Security number is an extremely important piece of personal information. These numbers are used to open new credit cards, to acquire loans and in some cases, to establish new identities. Because of this, criminals and scammers work very hard to steal Social Security numbers.
Accessing business accounts over the Internet is not just a convenience; it is a necessity in today’s fast-paced business environment. At Ephrata National Bank, we are invested in protecting our customer’s financial information and look forward to partnering with you to assist in safeguarding your online identity.
Recent news reports about skimming devices being placed on area ATMs have many ENB customers asking what they can do to protect their account funds. Fortunately, there are several proactive steps you can take when using an ATM and ways you can monitor your account to assist in determining if your card has been compromised.
Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. Ephrata National Bank recommends following these tips to keep your small business safe.
How soon is too soon to talk to your kids or grandkids about money? If they are old enough to ask for a toy or a bike, they are old enough to start learning financial lessons that will last a lifetime.
Every farm owner knows that, at some point, they are going to experience challenging times. The causes can run the gamut from falling dairy prices to avian flu to new environmental regulations. No matter the cause, the good news is that there are steps farmers can take. Here are 10 tips to help not only survive but thrive through tough financial times.
Borrowers looking to apply for a Home Equity Loan or Line of Credit are likely to hear the term "second mortgage" at some point as they are shopping and applying for a loan. Although a common term, it's one that is often open for misinterpretation. In our latest blog, we review this terminology and bring clarity to it.
