ENB Insights

Have you or a loved one ever received a call, email, or text message from someone claiming to be from the government? If so, this may have been a government imposter scam. These scammers attempt to get their victims’ money and personal information by posing as a government official, and their targets often include elderly individuals.

Looking for your first home can be a stressful process. What seems to include only one or two decisions can actually turn into a much more complicated process, leaving you feeling overwhelmed and the whole process feeling impossible. Luckily, our mortgage team at ENB has compiled 5 tips for first-time homebuyers to follow that will make the process go a little smoother.

This is a question we receive quite often at ENB. However, before we talk about how a home equity loan and home equity line of credit are different, it’s important to note how they are the same.

With today’s economic uncertainty and high inflation, things like maintaining mortgage payments can be difficult. It's hardships like these that fraudsters often attempt to take advantage of in order to steal your money or your home.

You want a home that’s a good fit for your family. You could renovate your current place, or you could move. Which is the right option for you?

Everybody wants to be a winner, and fraudsters try to capitalize on this desire through the use of prize scams. Prize scams come in many forms, including emails, phone calls, text messages and social media.

For a long time, owning a home has been part of the American Dream. Is it right for you? While homeownership requires a substantial upfront investment, it has several long-term benefits. Let’s look at some advantages of owning a home.

There are two questions you should consider when making your list of possible home improvement projects. Do you plan to sell your home soon? And, do you mind if project does not increase the value of your home? If you answered yes to either of these questions, you might want to cross these projects off your list.

It’s time to get serious about paying off credit card debt.

Ephrata, PA (July 7, 2022) — Ephrata National Bank is proud to announce the launch of its insurance agency, ENB Insurance, LLC. The agency, which officially opened on June 29 and is wholly owned by the bank, aligns with the bank’s mission to help customers achieve financial wellbeing.  With climbing insurance rates resulting from natural disasters, risks brought on by the pandemic…