A newly married male and female couple holding the outline of a home

GreatStart HomeLoan™

A simple and straightforward loan for first-time homebuyers.

  • A 30 or 20-year term with fixed interest rate. This ensures your payments will never increase over the life of the loan. It is a great option for borrowers who intend to remain in their home for over 10 years and want the certainty of a fixed payment throughout the life of the loan.

No private mortgage insurance (PMI) requirement and qualified borrowers can purchase a home with as little as 3% down. The seller may pay closing costs up to 6% of the sales price and all but 1% of the down payment may come from a gift or approved grant program. The GreatStart HomeLoan is designed to help low to moderate income borrowers purchase the home of their dreams. Certain income limits and other restrictions apply.

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Contact us and we’ll answer your questions.

Certain income limits and other restrictions apply.