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Category: Keep Your Money Safe

November 26, 2021

Don’t Let the Grinch Steal Christmas

Nasty scammers intent on stealing your holiday joy often pose as kindhearted elves. They pretend to be caring individuals who exist to fulfill holiday wishes. In reality, they only want to swipe your credit card, bank account, and other financial data for their own personal gain. Stay alert to these cold-weather scams — and fill these criminals' stockings with coal instead of your hard-earned cash.

September 23, 2021

Elder Financial Abuse: Warning Signs to Look For

Providing access to quality medical care and affordable housing are just two of the ways to care for an aging loved one. Shielding them from financial harm is another. Most people mistakenly assume that anonymous online scammers pose the greatest financial threat to the elderly.

August 26, 2021

5 Steps You Can Take to Protect Your Financial Data

Protecting your financial data from theft can seem like an uphill battle. It's easy to feel helpless when you hear stories of growing fraud schemes and scams. It’s scary to think that your debit card, credit card, and banking information could be  stolen and sold on the black market or used to pay for someone else's shopping spree. While keeping your data safe takes effort, it isn't as difficult as it seems. Here are five steps you can take to keep your personal information out of the hands of thieves.

January 19, 2021

Why a Savings Safety Net Is Necessary for Financial Stability

Economic fluctuations can cause financial hardships for anyone, at any time. While financial planning is often viewed as the means for preparing for retirement, and something that younger adults may not need to be concerned with, establishing a savings safety net is the best way for adults of all ages to prepare for the unexpected. In a recent American Payroll Association…

September 30, 2020

Common Fake Check Scams and How to Avoid Them

These scams are able to fool unsuspecting consumers who may not completely understand that even though a bank account may show the funds as “available”, this doesn’t mean the check has “cleared”. Fraudsters know that banks must make funds available in an account within several days, yet it often can take weeks to discover that the check was fake.  When it is, the amount of the fake check deposit is removed from the customer’s account.  As a result, they are out the money they sent to the fraudster and because it was sent voluntarily, the bank is not obligated to cover the loss. 

November 18, 2019

12 Ways to Protect Your Mobile Device

Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. Ephrata National Bank recommends following these tips to keep your information – and your money – safe.

October 23, 2019

Vishing Scam Alert

ENB has become aware of a new vishing scam in which reports indicate some of our customers have been targeted.  Perpetrators of this scam call ENB customers posing as a "Security Officer from Ephrata National Bank".  The caller then asks the customer to confirm suspicious transactions on their accounts. Once the customer confirms the transactions are not valid, the fraudster…

October 18, 2019

Tips to Thwart Ransomware Attacks

Individuals and businesses have become targets to a growing online fraud scheme known as ransomware. Ransomware is a form of malware used by cyber criminals to freeze your computer or mobile device, steal your data and demand a “ransom” —  typically anywhere from a couple of hundreds to thousands of dollars — be paid.

July 05, 2019

5 Simple Tips to Protect Your Business Checking Account

Your quarterly account reconciliation is off. You’ve rechecked the figures, but profits are nowhere near what you’d projected. As you lean back in your chair, you recall that last quarter’s financials also showed a slight dip in revenue. Last time, you dismissed it as an accounting error. However, this time, the difference is significant. A possible explanation is one that some businesses are hesitant to consider: Fraud.

March 26, 2019

Social Security Awareness: Quick Tips

Your Social Security number is an extremely important piece of personal information. These numbers are used to open new credit cards, to acquire loans and in some cases, to establish new identities. Because of this, criminals and scammers work very hard to steal Social Security numbers.

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